Loan Products
SBA Commercial Loans
SBA 7(a) and 504 programs for owner-occupied commercial real estate — lower down payments, longer terms, and competitive rates.
Government-Backed Capital for Business Owners
SBA loan programs offer owner-occupied commercial real estate borrowers access to long-term, fixed-rate financing with down payments as low as 10%. First Crescent Capital structures SBA 7(a) and 504 loans for small business owners purchasing or refinancing the properties they operate from.
Our SBA lending team guides borrowers through the full process — from eligibility assessment and application to SBA approval and closing. We've helped hundreds of business owners secure the real estate that anchors their operations.
Loan Parameters
Loan SizeUp to $5M (7a) / $5.5M (504)
Down PaymentAs low as 10%
TermUp to 25 years
Rate TypeFixed & Variable
Occupancy51%+ owner-occupied
Use of ProceedsPurchase, refinance, construction
Eligible Property Types
Owner-occupied office and professional space
Retail storefronts and service businesses
Light industrial and flex space
Medical and dental offices
Hospitality and food service facilities
Own the Building Your Business Calls Home
Submit your loan request and receive a preliminary term sheet within 48 hours.